WTH??????!?

Dear (banking institution),

I have no recollection of telling you to send anything like that much money to my long-distance phone company.  Nor can I make the large number match, say, a credit card or insurance bill that I might have paid to the wrong outlet by mistake.  Please fix!!!!

Concerned,
Me

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EDIT:  Woops.  My bad.  I will call long-distance phone company in the morning and see if they'll send me a refund of my massive overpayment.